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Rental Property Lending

Better Business Lenders, Inc. has great rental property lending programs available.  These include bridge loans to purchase vacant properties or 30 year fixed rental property loans for properties that are repaired and rented. Underwriting is based on the property's cash flow not your income so qualifying is easy!

General Terms

The specific terms you will be offered depend on several factors.  These include your experience as an investor in the last 24 months (how many rental units you have owned and for how long), your credit score, the length of time your entity (LLC, Corporation, etc.) has been in business, your liquidity (bank account balances both personal and business), and the property being financed.  Use for purchases or refinances!  Even Multiple Properties!


Loan to Value

Up to 80% Loan to Value



Up to 30 Year Fixed Rate


Rates and Fees

As low as 5.5%
Points as low as 1%


Portfolio Loans Also Available!

For those experienced investors who own at least five rental properties valued at least $500,000 ($75,000 per unit minimum).  These are great options for serious owners!


FHA/FNMA Multifamily Loans Available!

Own or buying a multifamily building >5 units and >$1,500,000?  Up to 40 year fixed rates, as low as 4.5% interest!  Cash flow is unbelievable with these loans!  Can be used to renovate!

Step 1:  Complete a Loan Application  

Please go to our "Apply Now" page and fill out a brief questionnaire.  Be sure to complete all fields to the best of your knowledge.  A loan officer may reach out via email so add the domain to your email allowed!

Step 2:  Accept Your Loan Offer

You will receive a LOI from your loan officer for signature to move forward.  At this point, any processing fees, appraisal fees, etc. will be due and are non-refundable.  Your loan officer will cover these in detail with you to make the process as smooth as possible.

Step 3:  Submit Needed Documents

Submit all requested documents to Better Business Lenders, Inc. using the method appropriate for you.  You can scan and email them, send us a link to a dropbox/box account, or fax to 888-348-5194.  If you applied online, you will also be able to upload to your personal loan portal.  Loan processing can begin after all documents are received.

Step 4:  Phone Conference with Processing 

In some cases, if the file is fully submitted during Step 3 you will receive a notice that the file is in processing without having to go through the conference call.  If not, you'll get a call invite to cover your application and complete it for processing.

Step 5:  Go to Closing!

Once the loan is clear to close you will be notified and closing scheduled.  Then, we move on to your next great investment!

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